Tag Archives: mortgages

On simplifying without simplification

[Every now and then, the law throws up something really fascinating. This week’s exercise in fascination was instructions to prepare a briefing note on the causes and consequences of the global financial crisis, directed at yours truly. What made these instructions so difficult to follow is that while the causes and consequences of the GFC […]

Repossessing houses with tenants

Once upon a time, I was a lawyer who acted for mortgagees. I used to repossess houses and call on guarantees. Sometimes I’d get mortgagors calling me in distress, saying, “How can the bank take my property? It belongs to me.” Sigh. Well, yes you do own it – but it is subject to the […]